QUALITY CONTROL ANALYST

About Inspire Home Loans

As the proud affiliate lender of Century Communities—a top 10 U.S. homebuilder and the fastest-growing public builder for three years in a row—Inspire Home Loans knows what it takes to be a market gamechanger, and that includes providing you with all the resources, opportunities and benefits to build a thriving and rewarding career.

Benefits We Offer

Team members enjoy an excellent benefits package that includes medical, dental, vision, 401(k) with employer match, paid time off, and sick leave, plus home and mortgage discounts. We also offer competitive salaries with the potential for discretionary bonuses and/or commission structure (depending on the position).

We Hire The Best

Our mission of financing A Home For Every Dream™ is only possible with the best talent in the industry. If that’s you—if you’re a self-starter, changemaker, and thoughtful collaborator ready to take their career to the next level—then apply today!

What You’ll Do:

The Quality Control Analyst will perform pre-funding and post-closing quality control audits and assist with rebuttals and reporting.

Your key responsibilities include:

• Audit loan files, pre-funding, and post-closing.
• Conduct routine and targeted internal compliance reviews focusing on state, federal regulatory, and investor concerns.
• Keep current regarding investor and regulatory changes and requirements.
• Respond to rebuttals.
• Perform root cause analysis by reviewing and investigating findings.
• May assist with QC policies and procedures.
• Work with QC Manager to identify training opportunities with processing/underwriting teams.
• May assist with investor, state, or federal regulatory examinations.
• Monthly QC reporting, as directed by the QC Manager.
• Perform other duties as needed or assigned.

What You Have:

• Demonstrated experience auditing loan files for conventional, FHA, and VA residential mortgages.
• Ability to underwrite mortgage loans, including those with self-employed borrowers or other loans subject to manual approval.
• Knowledge of appraisal requirements and the review process.
• Knowledge of the quality control resolution process.
• Excellent communication skills, written and verbal.
• Attention to detail.

Your Education and Experience:

• A Bachelor’s degree or an equivalent combination of education and experience.
• 3-4 years of industry-related experience, preferably within underwriting, compliance and/or quality control.
• Experience with loan origination systems, Encompass a plus.

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