Mortgage Disclosure Desk Specialist
Description
Mortgage Disclosure Desk Specialist
About Inspire Home Loans
As the proud affiliate lender of Century Communities—one of the nation's largest homebuilders and industry leader in online sales—we know what it takes to be a market gamechanger, and that includes providing you with all the resources, opportunities and benefits to build a thriving and rewarding career.
Benefits We Offer
Team members enjoy an excellent benefits package that includes medical, dental, vision, 401(k) with employer match, paid time off, and sick leave, plus home and mortgage discounts. We also offer competitive salaries with the potential for discretionary bonuses and/or commission structure (depending on the position).
We Hire The Best
Our mission of financing A Home For Every Dream™ is only possible with the best talent in the industry. If that’s you—if you’re a self-starter, changemaker, and thoughtful collaborator ready to take their career to the next level—then apply today!
Position Summary:
The ideal candidate will have 2 years of mortgage disclosure experience, specifically TRID and is knowledgeable of all federal and state laws pertaining to the mortgage-banking industry. The candidate must be detail-oriented, energetic, and a go-getter. This position can be located in Newport Beach, CA, Denver, CO, Austin, TX, or Charlotte, NC, or Las Vegas, NV
Essential Functions and Responsibilities:
- Prepare and distribute initial loan disclosures and re-disclosures as required to meet 3 day timing requirement.
- Ensure all disclosures are completed and sent within mandated regulatory timelines.
- Maintain reporting resources to aid in timely disclosure management.
- Communicate with production and operations teams, including Loan Officers, Processors, and other departments as necessary to confirm that disclosures are appropriate and give feedback when modifications are required.
- Maintain a thorough understanding of federal and state regulations pertaining to loan disclosures.
- Monitor changes in legislation and lender requirements that may affect disclosures.
- Pipeline management to ensure all dates, triggers, and data integrity is accurate.
- Knowledgeable of all federal and state laws pertaining to the mortgage lending industry, including Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA), and TILA-RESPA Integrated Disclosures Rule (TRID).
- Ability to review loan documents and identify errors or discrepancies quickly.
- Knowledge of different loan types to include conventional, FHA, VA, USDA.
- Detail-oriented and the ability to follow up on tasks.
- Work effectively under pressure and maintain a positive attitude
- Capable of multi-tasking, prioritizing, and managing time efficiently
- Availability to work overtime during surges in workload.
- Perform other duties as needed or assigned. Able to work independently
Education and Experience
- High School diploma or equivalent is required. Degree, preferred.
- One year of Mortgage Disclosure Auditing experience, preferred.
- One year of Mortgage Disclosure documents, preferred.
- Prior experience within a customer service focused environment.
- Encompass or other LOS experience, a plus.
- Excellent computer skills, including MS Office products.
- Proven ability to learn additional software. Outstanding communication skills both verbal & written
Compensation: Inspire Home Loans intends to offer the selected candidate an hourly pay rate of $25.00 - $33.00. Actual offers will be based on a variety of factors including experience.
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